Tips to Save Money Without Giving Up Your Luxuries
especially with GST
|Photo credits to : http://oldschool1053.hellobeautiful.com/|
Start the Money JarDo you still remember those days in school where we were taught to use money jar to save our money ? Guess what, it's time to channel that money jar theory into use now. Instead of having literal jar to keep your money, start by doing budget sheet to allocate the amount of money that you can spend on certain category like maybe 20% of your pay goes to spa and beauty, 10% goes to new clothes and etc. It often looks like nothing, but as it goes on your brain will eventually understand and spend within the allocated budget. :)
Get a Coupon Book like WorthybookAnother way to save money without giving up your luxuries ? Coupons ! If you are new to the idea of coupons then I recommend you to start off by getting the Worthybook (Ladies Edition). It's basically a book with all the great deals and freebies for beauty and fashion in town. The book will cost RM 25, but you can get freebies and discounts which is worth more than what you have paid, like a totally FREE spa session at GLOW & GLAMOUR, FREE Waxing at Bubble Gum Wax, FREE hot bed session at Ecoparadise, FREE candle from Yankee Candle and many more. Have just redeem my FREE hot bed session at Ecoparadise and FREE Waxing, I am telling you, it's totally worth the money ! Oh yeah, did I mention that Worthybook also comes with FnB Edition too ? Yup, it's all the great deals, discount and freebies from your favourite restaurants and cafe. Yummmm...
You may check out the review of the Worthybook (Ladies Edition) 2014, at (http://bit.ly/1LuhKuv).
* Worthybook is available at all major bookstores (MPH, Popular, Times, Borders, Kinokuniya) and selected myNEWS.com and 7-11 outlets in KL and Selangor.